Ms. Annie Tay Group CRO , Meanwhile, Board Member of International Risk Management and Board Audit and Risk Committee of the Chartered Insurance Institute

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Personal profile


With nearly three decades of insurance leadership based in Bermuda and the UK, Annie specializes in Governance, Corporate Finance, and Risk Management. As the Group Chief Risk Officer for an innovative solely BTC denominated long-term insurance carrier venture project, supported by Sam Altman of OpenAI and Google Gradient, her current mission she has chosen to accept is to Build the Future of Life Insurance. This involves the integration of AI and cutting-edge technology into conventional life and savings insurance business propositions, leveraging her deep experience in regulatory supervision (Bank of England) and operational roles within insurance, banking, and wealth management across the globe and collaborating with some top class tech innovators in the world aka "my Meanwhile bros". The aim is to address broader and relevant consumer financial protection needs and accessibility. Her global journey to date has taken her to influential insurance hubs like Dubai, London, New York, Paris, Tokyo, Hong Kong/China, Seoul, Cape Town, and many more.

Annie is a recipient of the Wharton Business School (AMP) scholarship, holding a Master's in Applied Finance and a Bachelor of Economics (Actuarial Science) from Macquarie University. She is also a Fellow of the Institute and Faculty of Actuaries (IFoA), and she currently serves on the Boards and Committees of the Institute of Risk Management and the Chartered Insurance Institute, UK.